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Corporate and Investment Banking Credit Analyst
Ms. L is a Credit Analyst within the Energy and Commodities department of the corporate and investment arm of a major international banking institution.
Ms. L handles financing applications that she presents weekly to the Credit Committee. All these applications are from international groups with intricate legal structures, including joint ventures, projects and local subsidiaries of international companies.
Collecting data related to these credit applications as quickly as possible for use as part of the credit analysis process is therefore crucial to Ms L. She needs a functionally rich business solution that gives her immediate access to relevant counterparty information for both the entities and their parent companies; such information includes Basel figures (PD, LGD, EAD) as well as the outstanding amounts already granted, and rating information (which is provided either by Rating Agencies, or generated using the bank’s internal models).
Thanks to Axe Credit Portal, a Credit Analyst like Ms, L can:
Ms. L handles financing applications that she presents weekly to the Credit Committee. All these applications are from international groups with intricate legal structures, including joint ventures, projects and local subsidiaries of international companies.
Collecting data related to these credit applications as quickly as possible for use as part of the credit analysis process is therefore crucial to Ms L. She needs a functionally rich business solution that gives her immediate access to relevant counterparty information for both the entities and their parent companies; such information includes Basel figures (PD, LGD, EAD) as well as the outstanding amounts already granted, and rating information (which is provided either by Rating Agencies, or generated using the bank’s internal models).
Thanks to Axe Credit Portal, a Credit Analyst like Ms, L can:
- Have an overview on all details related to the commitments of a client or business group.
- Gather together all the quantitative and qualitative data necessary to calculate an obligor or facility score
- Easily access attachments to a credit file using the integrated Electronic Document Management features.
- Increase the number of files she processes.
- Deliver high impact reports and presentations to the Credit Committee.
- Produce and circulate reports electronically using a web-based platform with controlled access rights.