Solutions

An end to end platform
Solutions

Corporate Lending
Limits management
Collateral management
Retail lending
Collection & Provisionning

Why ACP ?

ACP, a natively integrated credit risk solution, allows lending institutions streamline the credit
process by eliminating redundant processing steps and reducing manual intervention

GAIN COMPETITIVE ADVANTAGE

ACP allows to respond more quickly to credit applications in order to securetarget accounts and maintain a high degree of customer satisfaction.In addition to rapidly implementing changes to loan application andapproval procedures in order to offer more competitive terms ahead of thecompetitors, ACP allows to immediately respond to customer requests aboutstatus of progress on an application and to alert customers about importantevents in their credit application and loan life cycles.

OPTIMIZE PERFORMANCE

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ENHANCE RISK ASSESSMENT

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REDUCE OPERATIONAL RISK

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ENSURE COMPLIANCE WITH REGULATION

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ACP allows to respond more quickly to credit applications in order to secure target accounts and maintain a high degree of customer satisfaction.In addition to rapidly implementing changes to loan application and approval procedures in order to offer more competitive terms ahead of the competitors, ACP allows to immediately respond to customer requests about status of progress on an application and to alert customers about important events in their credit application and loan life cycles.

Raise transparency, flexibility and consistency in managing credit and risk by further reducing manual processes and improving internal reactivity between different departments and colleagues who can work more effectively together.
Monitor and supervise credit processing by identifying bottlenecks and optimizing processes using KPI’s.
Lower cost/income ratio whilst boosting process efficiency, effectiveness and customer service standards.

One single view for credit and risk management users at unit and bank levels, including limits, exposures, 12-month utilization, capital usage at individual facility level, RAROC information, etc.
More consistent and better informed decision-making and firm-wide credit process optimization based on credit applications and risk-related information

Speed up loan application and processing without sacrificing the quality of business decision-making
Reduces operational risk related to credit processes thanks to tighter document integrity and reduced data loss from excess paperwork.

ACP ensures full adherence with bank lending policies and processes as well as compliance with local and international (Basel II and III, IFRS…) regulatory requirements in terms of controlling risk management processes as well as risk assessment and portfolio concentration limits.

Solutions
Benefits

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