Solutions
ACP Collateral Management
Proactively monitor your collateral lifecycle
High market volatility emphasizes the need for bankers to effectively monitor credit risk exposure and optimize collateral inventories.
ACP Collateral management solution automates the collateral process starting from the credit initiation all the way through valuation (initial and subsequent), documentation, perfection, deferrals, LTV monitoring, release and disposal in the event of default. The complexities of collateral management are managed efficiently thanks to advanced business rules and flexible workflows,
1/ Collateral Identification
2/ Data Capture and Validation
3/ Collateral Valuation
4/ Monitoring and Maintenance:
5/ Reporting and Compliance
6/ Release or Liquidation
A unified and seamless approach to collateral management
Comprehensive automation of your collateral management
Centralize your collateral repository and streamline their processes
- Granular collateral capture
- Flexible allocation and ranking
- Streamlined appraisal and monitoring
- Diverse collateral handling
- Historical valuation storage
- Collateral reuse and eligibility rules
- Financial collateral security
- Handling multiple valuation methods
Proactively manage your collateral portfolio
- Consistent collateral documentation.
- Monitor LTV and trends, and adjust margin as needed.
- Apply appropriate haircuts at the granular or category level.
- Monitor collateral concentration across the portfolio.
- React quickly to market movements.
- Monitor collateral portfolio liquidity.
- Monitoring reports and alerts/ticklers through various channels.
- Proactive monitoring and tracing of collateral waivers, releases, and deferrals.
- Automated Collateral portfolio revaluation tools.
- Dynamic calculation of collateral availability,
- Partial/total release workflows
- Insurance schedules, alerts, messaging, and remedial workflows.
Comply with rules and regulations
- Enforce standardized processes in collateral management.
- Complete documentation workflows.
- Maintain collateral checklists and eligibility rules.
- Apply regulatory haircuts.
- Generate your regulatory reporting.
- Consistent and quality collateral data for risk systems.
- Utilize historical data for EAD/LGD calibration.
- Ensure detailed audit trails.
- Regulatory collateral classification.
- Data model flexibility and evolution.
- Optimize capital calculations with improved collateral assignment.
- Document tracking and compliance with internal policies and regulations.
Axe Credit Portal is trusted by
Développement International Desjardins, Canada
“Since our first meeting, axefinance has been a solution-oriented provider capable of meeting DID's specific needs. We have had excellent collaboration throughout and Axe Finance’s teams have shown the innovation and openness needed to satisfy DID's high expectations. The Client Evolution & Services team of Axe Finance is clearly a big asset given the quality support they offer.”
