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Disrupting the Way you lend

A digital lending solution spanning all business lines and covering all stages of the credit lifecycle

Explore our Solutions' Matrix

Solutions by Segment

Corporate Loans

Commercial Loans

Retail Loans

Islamic Banking

FI Loans

Sovereign Loans

Development Banking

Mortgage Loans

Embedded Finance

Credit Cards

Loan Collectors

Loan Servicers

All Segments

Solutions by Use Case

KYC & Onboarding

Origination

Scoring

Underwriting & Approval

Limit management

Collateral management

Loan Servicing

Credit Portfolio Monitoring

Collection & Provisioning

ACP Studio

ACP AI-powered Lending

ACP Multi-entity Lending

ACP Early Warning System

ACP ESG Solution

ACP Omnichannel

ACP BI & Reporting

All Use Cases

Embrace the future of lending with ACP - Axe Credit Portal - our innovative digital lending software

Why ACP?

Customers

Trusted by Global Tier-1 Banks

Société Générale

Global bank streamlining credit.

Fidelity Bank

African leader accelerating digital lending

OTP Bank

CEE giant speeding up credit process

Polaris Bank

Nigerian bank optimizing credit with ACP

Successful Partnerships

Global Expertise

Disruptive innovation approach

Focus on customer success

Tailored software implementation

Strong integration background

ISO 27001 certified partner

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About Us

Learn about our mission, values, and commitment to digital lending innovation

Leadership

Meet the leaders driving innovation and strategic growth at Axe Finance

Why Axe Finance ?

Discover why top banks choose Axe Finance for scalable, intelligent lending

Why Axe Credit Portal ?

Explore how ACP transforms the credit lifecycle end-to-end

Careers

Explore career opportunities and grow your future with a LendTech leader

Contact Us

Access a wealth of LendTech Resources

Product Brochures

LendTech TV (Webinars & Podcasts)

Customer Stories

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Frequently Asked Questions

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Event | November 11, 2026

We’re heading to Nairobi

11NOV2026
BFSIInnovation and Technology SummitKenya 2026
Glee Hotel, Nairobi
November 11, 2026
Schedule a meeting

Event | November 18-20, 2026

We’re heading to

1820NOV2026
SingaporeFintechFestival™
Booth #4L31, Singapore EXPO
November 18-20
Schedule a meeting

Recognition |

Axe Finance Position as the Leader in the 2025 SPARK Matrix for Retail Loan Origination Systems by QKS Group

Learn More

Recognition |

Axe Finance Position as the Leader in the 2025 SPARK Matrix for Commercial Loan Origination Systems by QKS Group

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AXE FINANCE |

A Global Leader in End-to-End Digital Lending Solutions
With ACP: A Holisitc Platform for Faster Lending,
Smarter Credit Decisions, and Built-in Compliance 

Discover ACP

Axe Finance - A Global Leading Provider of Digital Lending Software

Corporate Loans
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Commercial Loans
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Retail Loans
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Islamic Banking
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FI Loans
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Sovereign Loans
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Development Banking
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Mortgage Loans
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Embedded Finance
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Credit Cards
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Loan Collectors
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Loan Servicers

Solutions by Segment

Axe Credit Portal - ACP

A multi-segment Digital Lending Solution

Corporate Loans

An end-to-end digital lending solution tailored for large businesses, covering KYC, credit assessment, scoring, approval, and collateral management, among others, allowing lenders to respond efficiently to diverse financing needs with streamlined Corporate loan processes.

Learn More about Corporate Loans

Commercial Loans

Enhancing the automation of all types of commercial loans, including but not limited to SMEs, SMBs, MSMEs, ACP Commercial Loans solution elevates lenders' efficiency, customer experience, and market penetration.

Learn More about Commercial Loans

Retail Loans

An AI-driven solution designed to automate consumer loans from KYC to servicing, ensuring fast-track processing and precise credit decisions across various loan types, enhancing efficiency and borrower satisfaction.

Learn More about Retail Loans

Islamic Banking

Empowering Islamic financing journeys with a future-proof digital lending solution, crafted to fully align with Sharia’a principles. With limitless customization options, lenders can ensure seamless lending that’s compliant with Islamic banking standards.

Learn More about Islamic Banking

FI Loans

Tailored to address a comprehensive range of interbank lending requirements, ACP FI Loans harnesses the power of AI to streamline the lending process. Through automation of tasks, lenders can minimize risks and confidently adhere to interbank lending regulatory standards.

Learn More about FI Loans

Sovereign Loans

Designed to meet the unique demands of Sovereign lending, ACP Sovereign Loans is a flexible digital lending solution that efficiently manages credit risk, collateral, and local and international regulatory compliance related to all types of sovereign lending activities.

Learn More about Sovereign Loans

Development Banking

Enabling lenders with seamless and automated community and development banking, ACP loan origination software features cutting-edge scoring models and limitless customization options designed to enhance credit risk management, ensure future-proof sustainability, and streamline regulatory compliance.

Learn More about Development Banking

Mortgage Loans

A comprehensive and end-to-end lending solution tailored specifically for mortgage financing needs. With advanced features and seamless automation, lenders can efficiently manage the mortgage lifecycle, delivering exceptional borrower experiences.

Learn More about Mortgage Loans

Embedded Finance

ACP Embedded Loans revolutionizes financing by facilitating rapid loan disbursements directly at the Point-of-Sale (POS), whether in-store or online. This solution empowers banks to collaborate with retailers and all external partners, transforming them into digital credit enablers and unlocking new revenue streams.

Learn More about Embedded Finance
All Segments
Solutions by Use Case

Credit Lifecycle Automation fromKYC to Servicing

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KYC & Onboarding

Automating the opening act of the credit journey: KYC, Onboarding, and Lead Management.

Learn More
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Origination

Smart and flexible loan origination solution tailored to every lender's needs

Learn More
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Scoring

Unlock precision with a combination of traditional and AI-driven integrated credit scoring solution

Learn More
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Underwriting & Approval

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Limit Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collateral Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Loan Servicing

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collection & Provisioning

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Studio

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Early Warning System

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP ESG Solution

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Omnichannel

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP AI-powered Lending

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP BI & Reporting

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
All Use Cases

Why automating your lending withAxe Finance ?

Proven Expertise
High Added Value
/ A strategic focus on digital lending

/ More than 20 years of expertise in Lendtech

/ Focus on customer success

/ A global footprint

/ A disruptive innovation approach

/ 40% reinvestment in R&D

/ An ISO 27001-certified partner

/ Agile implementation strategy

/ Strong integration background

/ Enhancing customer satisfaction

/ Increasing profitability

/ Achieving cost savings

/ Improving efficiency

/ Mitigating credit risk

/ Enhancing decision-making quality

/ Reducing loan default

/ Scaling lending operations

/ Ensuring compliance

Why Axe Finance ?

In their ownwords

GHISALBERTI CLAUDE- SOCIETE GENERALE
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving...
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Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving regulatory environment...
GHISALBERTI CLAUDE- SOCIETE GENERALE
Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
DELINSCHI Petru - OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain ...
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Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain a high degree of customer satisfaction, as well as enhance our overall credit processes.
DELINSCHI Petru - OTP Bank Moldova
Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova

LendTech News & Blogs

What’s New at Axe Finance

Human Judgement in AI Lending
Oct 22 2026
, ,

The Human Plus AI Credit Model: Why Better Lending in Asia Pacific Still Needs Human Judgement

Where does AI create measurable value for Asia Pacific lenders? Explore how better credit preparation, faster decisions, stronger portfolio visibility and adaptable...
Read More
Oct 22 2026
, ,

Collateral Management in Kenya: Why Better Visibility Matters as Much as Asset Value

Effective collateral management goes beyond asset valuations. Explore how Kenyan banks can strengthen secured lending through better visibility, documentation,...
Read More
proactive-credit-risk-monitoring-kenya
Oct 22 2026
, ,

Credit Risk Monitoring in Kenya: From Reactive Reviews to Early Risk Detection

Effective collateral management goes beyond asset valuations. Explore how Kenyan banks can strengthen secured lending through better visibility, documentation,...
Read More
proactive-credit-risk-monitoring-kenya
Oct 22 2026
, ,

SME Lending in Kenya: Why Better Credit Decisions Matter More Than Faster Approvals

Kenya’s SME financing landscape is evolving, but faster approvals alone will not solve the challenges banks face. Discover how financial institutions can improve...
Read More
Beyond the AI Hype: Where Is the Real Business Value for Asia Pacific Lenders?
Oct 22 2026
, ,

Beyond the AI Hype: Where Is the Real Business Value for Asia Pacific Lenders?

Where does AI create measurable value for Asia Pacific lenders? Explore how better credit preparation, faster decisions, stronger portfolio visibility and adaptable...
Read More
Responsible AI in Lending in APAC
Oct 22 2026
, ,

Responsible AI in Lending: How Asia Pacific Banks Can Move Fast Without Losing Control

Asia Pacific banks face growing expectations around AI accountability and oversight. Discover how proportionate controls, sound data governance and clear human...
Read More
Sep 21 2026
, ,

How CEE Banks Can Use AI to Improve Lending Precision

As credit standards tighten across Central and Eastern Europe, banks need more precise underwriting rather than blunt rejection. This article explains how AI-assisted...
Read More
Sep 21 2026
, ,

From Periodic Reviews to AI Early Warning in CEE Credit Portfolios

Portfolio risk in Central and Eastern Europe is no longer moving uniformly. This article explores how AI early warning can help banks connect behavioural, document,...
Read More
Sep 21 2026
, ,

Why CEE Banks Need Auditable AI Across the Credit Lifecycle

AI governance in CEE banking is moving from policy statements to operational evidence. This article explains why auditable AI requires traceable data, model versions,...
Read More
Sep 14 2026
, ,

Scaling Sharia-compliant Financing

Islamic banking growth in Indonesia, Malaysia and the Philippines is creating a new execution challenge: how to scale Sharia-compliant financing while keeping every...
Read More

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