Solutions
ACP CORPORATE LOANS
End-to-end digital lending solution tailored to large-scale businesses
Large-scale businesses face challenges such as lengthy processes, liquidity shortages, and unpredictable demand. The ACP Corporate Loans solution helps tackle these challenges with an innovative digital lending solution that enables efficient responses to the complex financing needs of large businesses.
ACP Corporate Loans software covers a wide range of loan types
Letter of credit
Line of credit
Revolving credit
Capital loans
Factoring
Term loans
A future-proof integrated Corporate banking solution
Empowering lenders with a comprehensive Corporate Loan Origination software
Ensure a digital onboarding and prompt credit initiation
- Customizable leads and KYC
- AI-powered borrower onboarding (face/ID recognition)
- AI-powered Credit Application (CA)
- KYC & PEP checklists
- Industry, market, competitors, vendors, suppliers’ details capture
- Financial reports, cash flow, and peer analysis
- A complete °360 integrated and single view of the customer
- Multi-entity group credit application
Traditional & AI-based scoring integrated into one single platform
- Real-time data integration with external and internal data sources
- Enhanced credit decision quality through integrated new data sources
- Innovative ML-based scoring models
- Customizable scoring template based on qualitative and quantitative scores
- Internal rating scale or customized scoring model via integration
- Ensured compliance with GDPR international directives, country regulations, and bank policies
- Automated delegation of authority as per the institution’s credit policy
- Risk-based pricing projections and actual calculations
- Tracking & monitoring: collaterals, covenants, conditions, and internal risk triggers
- Analysis of cash flows, peer comparison, credit analysis write-up
Data analytics for loan monitoring, servicing, and cross-selling
- °360 dashboards of partner activities
- CAs’ data storage for insightful reports, scoring, and cross-selling purposes
- Advanced portfolio analysis features
- Powerful business intelligence modules
- Historical data storage
- Slice and dice credit data analysis
- Dashboards and dynamic reports building
- Push notifications
ACP Corporate Loans is trusted by
Fidelity Bank, Nigeria
“Innovation is at the heart of Fidelity Bank’s strategic framework; the bank is constantly looking for new ways to improve its services and delight its customers. Committed to delivering the best offerings and ensuring that our Corporate Lending activities meet and exceed the highest industry standards, we chose Axe Finance, a leading technology partner with a well-established global footprint, to provide us with this robust and cost-effective solution to optimize our client-centric approach and differentiate our Corporate banking offer.”
Corporate Lending
FAQs
What is Corporate Lending?
It is providing loans or credit to businesses for their financial needs. It helps companies finance operations, investments, and other activities. Lenders assess the company's creditworthiness and terms are negotiated for repayment. Corporate lending can take various forms, such as term loans, revolving credit facilities, lines of credit, or asset-based lending
What is the difference between Corporate Lending and Commercial Lending?
Corporate lending usually entails providing loans to large corporations for strategic endeavors, whereas commercial lending offers financial assistance to small and medium-sized enterprises for their daily business activities. In certain regions, corporate and commercial loans may be synonymous, while in others, wholesale banking serves as an alternative term for corporate lending.
