At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving regulatory environment and having geographically diversified subsidiaries (Europe, Overseas, Africa), Société Générale Group chose axefinance to implement software aiming at digitizing the credit process through its international subsidiaries excluding Metropolitan France. We were looking for a long-term provider to help us with a restructuring project that aimed to bring consistency to our Credit Policy throughout our international network and to align subsidiaries to the approach used at our model bank. Flexibility was a major determinant, indeed, axefinance solutions allow us to adjust with any market or regulatory changes we encounter, aligning ACP to our needs at no extra cost and with absolute autonomy. In addition, the implementation strategy proposed by axefinance was quite persuasive.