Solutions
ACP BI & Reporting
Leveraging innovative BI for customized dashboards and data-driven lending strategies
Handling vast amounts of data from diverse sources while ensuring accuracy, completeness, and consistency poses a significant challenge, particularly with legacy systems. As data volumes increase, scalability and accurate analysis of complex datasets become even more critical.
ACP's Business Intelligence (BI) and Reporting solution addresses these challenges with robust data analytics, intuitive visualization tools, real-time insights, and scalable architecture, empowering bankers to make informed credit decisions, optimize loan portfolios, and elevate the customer experience.
ACP's Business Intelligence (BI) and Reporting solution addresses these challenges with robust data analytics, intuitive visualization tools, real-time insights, and scalable architecture, empowering bankers to make informed credit decisions, optimize loan portfolios, and elevate the customer experience.
Decision Support
Analysis of historical data, identify trends, and forecast future performance
Deeper customer understanding
Customer segmentation, profiling, and predictive analytics
Operational Efficiency
Analysis of operational data to streamline processes
Risk Management
Monitoring of various types of Ratio risks
Lending Performance Monitoring
Real-time visibility into key performance indicators (KPIs)
Regulatory Compliance
Ensured compliance with alerts and notifications on compliance reports
Navigate data complexity flawlessly with ACP BI & Reporting solution
Empowering credit decisions and mitigating risks with precise and accurate KPI reportings
Intuitive and customizable dashboards, reports, and visualizations
- Advanced portfolio analysis features and powerful business intelligence modules.
- Real-time data integration with external and internal data sources.
- Move from intermittent and limited scope checking to regular and wide-range portfolio monitoring.
- Holistic screening and categorization of the credit portfolio.
- °360 dashboards of client activities and dynamic reports building.
- Compare real observations vs AI-based decisions thanks to advanced dashboards and charts provided to monitor the models.
- Compelling dashboards reflecting portfolio health, warnings history, as well as delinquency forecast with most risky exposures, while allowing to trigger action plan workflows.
- Dashboards and dynamic reports building.
- High level of data coherence and integrity.
Leveraging innovation to tailored lending products and services based on customer behavior
- Changes in customer behavior patterns are carefully tracked, reported, and assigned appropriate severities to improve delinquency prediction accuracy.
- Extension of credit to deserving applicants who would have been denied a loan using previous methods.
- Automate knowledge extraction and analysis through state-of-the-art techniques such as Natural Language Processing (NLP), Predictive Analytics, Big Data Mining, and Clustering.
- New analytical perspectives based on customer performance and interactions are available.
Axe Credit Portal is trusted by
OTP Bank, Moldova
“Axe Credit Portal (ACP) has been productively running since 2017 and we are satisfied with the software performance as well as the service and support quality. In 2021, a successful version upgrade took place to move from ACP v6 to v7 along with the implementation of a new Point of Sales module (POS) to give access to the different types of partners at OTP Bank of Moldova. Thanks to ACP, we have been able to drastically reduce the turnaround time to maintain a high degree of customer satisfaction, as well as enhance our overall credit processes.”
BI & Reporting
FAQ
What is Business Intelligence (BI) in the context of a digital lending solution?
Business Intelligence (BI) in the context of a digital lending solution refers to the use of data analysis tools and techniques to gather, store, analyze, and visualize data related to lending operations. BI enables financial institutions to gain insights into various aspects of their lending activities, including customer behavior, credit risk assessment, loan performance, and operational efficiency. By leveraging BI, banks can make informed decisions, optimize lending processes, mitigate risks, and enhance customer satisfaction.
How does BI help improve decision-making for lenders?
BI helps lenders make informed decisions by providing actionable insights into customer behavior, credit risk, market trends, and operational performance. By leveraging BI, lenders can enhance decision-making processes, optimize lending strategies, and improve overall business performance. Additionally, BI enables lenders to monitor key performance indicators, ensure regulatory compliance, and adapt to changing market conditions more effectively. Overall, BI plays a crucial role in empowering lenders with the tools and insights needed to thrive in today's competitive lending landscape.
How can banks and financial institutions get started with implementing BI in their lending operations?
It starts with defining objectives aligned with business goals, assessing data needs, and collecting and integrating data from various sources. This process involves selecting appropriate BI tools, developing customized dashboards and reports, and implementing analytical models to extract actionable insights. ACP BI provides banks with standardized dashboards while also allowing for the easy creation of customized KPI dashboards, enabling them to harness the power of BI to improve decision-making and drive operational efficiency in lending operations.
