Lending in Southeast Asia’s Cashless Era: Credit Risk Management Strategies for 2025 and Beyond
Southeast Asia’s rapid transition to cashless payments is no longer just a payments story—it is fundamentally reshaping credit. Every instant transfer, QR payment, and digital wallet top-up generates behavioural data that can transform underwriting, portfolio...
Inside Axe Finance: Leadership, Integrity, and Sustainable Scaling in Fintech
We recently had the pleasure of being interviewed by Andrew Grant from James Monro, a specialist executive search firm supporting leadership recruitment across fintech and financial services. In this candid exchange, our CEO Dhafer Berrachid shares the story of Axe...
EUROPEAN CENTRAL BANK’S CLIMATE FACTOR POLICY: WHAT IT MEANS FOR BANKS IN THE CEE
The European Central Bank (ECB) is making a decisive move to integrate climate considerations into its monetary policy. Beginning in the second half of 2026, the ECB will apply a “climate factor” to its collateral framework, meaning banks pledging corporate debt as...
UK & EU BANKING LEADERS: DRIVE FASTER, TRANSPARENT, AND COMPLIANT LENDING
In 2025, banks across the UK and Europe confront a dual challenge: rapidly evolving regulations and legacy infrastructures ill-suited to keep pace. From the FCA’s Consumer Duty to the EBA’s ESG risk guidelines and the ECB’s climate stress tests, financial institutions...