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Product perspective · EU AI Act

Governing AI in Credit Decisions with ACP

Supporting EU AI Act alignment in credit workflows

The EU AI Act turns AI governance into a practical question for every credit team. Find out what a controlled credit process needs, where ACP fits, and how to prepare.

  • 11 pages
  • 7 min read
  • Free PDF
Free product perspective by Axe Finance
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Inside the paper

The questions your board will ask, answered

  • Is your credit AI high risk under the EU AI Act?
  • What must every AI-assisted credit decision be able to prove?
  • Who is accountable: your bank, your vendors, or both?
  • Where can ACP take the load off your credit teams?
  • What should you do first to get ready?

The answers are in the paper. Get your free copy now.

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Why it matters

Certain credit scoring use cases are high risk

Under the EU AI Act, high-risk AI systems must meet requirements across eight areas. Is your credit process ready to evidence them?

See how ACP helps
  • Risk management
  • Data quality
  • Logging
  • Documentation
  • Human oversight
  • Accuracy
  • Robustness
  • Cybersecurity

What you will take away

Read it before your next credit governance review

  • Which credit AI the EU AI Act treats as high riskIn the paper
  • The four controls every governed credit process needsIn the paper
  • Where ACP fits, and what stays with the bankIn the paper
  • A five-step readiness checklist for your teamIn the paper
Written for
  • Chief Risk Officers
  • Heads of Credit
  • Compliance and Legal
  • Model Risk
  • Transformation leads
Get the product perspective

Free product perspective

Bring AI into credit decisions with control built in

Download the paper and take a clear view of your EU AI Act readiness to your next governance meeting.

Companion paper Ensure Lending Compliance-by-Design Across European Jurisdictions with Axe Credit Portal
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