Cashless GCC, Credit Reimagined: Lending Transformation in the Gulf’s Digital Economy
The Gulf Cooperation Council’s (GCC) rapid transition to cashless payments is no longer just a payments story—it is fundamentally reshaping credit. Every QR transaction, contactless card tap, or wallet top-up generates behavioural data that can transform underwriting,...
Lending in Southeast Asia’s Cashless Era: Credit Risk Management Strategies for 2025 and Beyond
Southeast Asia’s rapid transition to cashless payments is no longer just a payments story—it is fundamentally reshaping credit. Every instant transfer, QR payment, and digital wallet top-up generates behavioural data that can transform underwriting, portfolio...
Inside Axe Finance: Leadership, Integrity, and Sustainable Scaling in Fintech
We recently had the pleasure of being interviewed by Andrew Grant from James Monro, a specialist executive search firm supporting leadership recruitment across fintech and financial services. In this candid exchange, our CEO Dhafer Berrachid shares the story of Axe...
AI in Credit Underwriting: Separating Genuine Value from Hype for Vietnamese Banks
Listen to our Podcast: Every bank in Vietnam is racing to adopt AI. Credit growth is at a five-year high, over 70% of credit institutions are already using it, and nobody wants to be left behind. But here’s the uncomfortable truth almost no one is saying out loud:...