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Disrupting the Way you lend

A digital lending solution spanning all business lines and covering all stages of the credit lifecycle

Explore our Solutions' Matrix

Solutions by Segment

Corporate Loans

Commercial Loans

Retail Loans

Islamic Banking

FI Loans

Sovereign Loans

Development Banking

Mortgage Loans

Embedded Finance

Credit Cards

Loan Collectors

Loan Servicers

All Segments

Solutions by Use Case

KYC & Onboarding

Origination

Scoring

Underwriting & Approval

Limit management

Collateral management

Loan Servicing

Credit Portfolio Monitoring

Collection & Provisioning

ACP Studio

ACP AI-powered Lending

ACP Multi-entity Lending

ACP Early Warning System

ACP ESG Solution

ACP Omnichannel

ACP BI & Reporting

All Use Cases

Embrace the future of lending with ACP - Axe Credit Portal - our innovative digital lending software

Why ACP?

Customers

Trusted by Global Tier-1 Banks

Société Générale

Global bank streamlining credit.

Fidelity Bank

African leader accelerating digital lending

OTP Bank

CEE giant speeding up credit process

Polaris Bank

Nigerian bank optimizing credit with ACP

Successful Partnerships

Global Expertise

Disruptive innovation approach

Focus on customer success

Tailored software implementation

Strong integration background

ISO 27001 certified partner

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About Us

Learn about our mission, values, and commitment to digital lending innovation

Leadership

Meet the leaders driving innovation and strategic growth at Axe Finance

Why Axe Finance ?

Discover why top banks choose Axe Finance for scalable, intelligent lending

Why Axe Credit Portal ?

Explore how ACP transforms the credit lifecycle end-to-end

Careers

Explore career opportunities and grow your future with a LendTech leader

Contact Us

Access a wealth of LendTech Resources

Product Brochures

LendTech TV (Webinars & Podcasts)

Customer Stories

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Frequently Asked Questions

Newsletters

Demos

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EVENT: 12-14 NOV

DISCOVER HOW ACP IS SHAPING THE FUTURE OF CREDIT AT SINGAPORE FINTECH FESTIVAL 2025

Schedule a live demo session at booth #4L31

AXE FINANCE |

A Global Leader in End-to-End Digital Lending Solutions
With ACP: A Holisitc Platform for Faster Lending,
Smarter Credit Decisions, and Built-in Compliance 

Discover ACP

Recognition |

Axe Finance recognized in the 2024 Gartner® market guide for commercial loan origination solutions

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Recognition |

Axe Finance Position as the Leader in the 2024 SPARK Matrix for Retail Loan Origination Systems by QKS Group

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Recognition |

Axe Finance Position as the Leader in the 2024 SPARK Matrix for Commercial Loan Origination Systems by QKS Group

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Axe Finance - A Global Leading Provider of Digital Lending Software

Corporate Loans
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Commercial Loans
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Retail Loans
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Islamic Banking
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FI Loans
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Sovereign Loans
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Development Banking
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Mortgage Loans
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Embedded Finance
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Credit Cards
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Loan Collectors
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Loan Servicers

Solutions by Segment

Axe Credit Portal - ACP

A multi-segment Digital Lending Solution

Corporate Loans

An end-to-end digital lending solution tailored for large businesses, covering KYC, credit assessment, scoring, approval, and collateral management, among others, allowing lenders to respond efficiently to diverse financing needs with streamlined Corporate loan processes.

Learn More about Corporate Loans

Commercial Loans

Enhancing the automation of all types of commercial loans, including but not limited to SMEs, SMBs, MSMEs, ACP Commercial Loans solution elevates lenders' efficiency, customer experience, and market penetration.

Learn More about Commercial Loans

Retail Loans

An AI-driven solution designed to automate consumer loans from KYC to servicing, ensuring fast-track processing and precise credit decisions across various loan types, enhancing efficiency and borrower satisfaction.

Learn More about Retail Loans

Islamic Banking

Empowering Islamic financing journeys with a future-proof digital lending solution, crafted to fully align with Sharia’a principles. With limitless customization options, lenders can ensure seamless lending that’s compliant with Islamic banking standards.

Learn More about Islamic Banking

FI Loans

Tailored to address a comprehensive range of interbank lending requirements, ACP FI Loans harnesses the power of AI to streamline the lending process. Through automation of tasks, lenders can minimize risks and confidently adhere to interbank lending regulatory standards.

Learn More about FI Loans

Sovereign Loans

Designed to meet the unique demands of Sovereign lending, ACP Sovereign Loans is a flexible digital lending solution that efficiently manages credit risk, collateral, and local and international regulatory compliance related to all types of sovereign lending activities.

Learn More about Sovereign Loans

Development Banking

Enabling lenders with seamless and automated community and development banking, ACP loan origination software features cutting-edge scoring models and limitless customization options designed to enhance credit risk management, ensure future-proof sustainability, and streamline regulatory compliance.

Learn More about Development Banking

Mortgage Loans

A comprehensive and end-to-end lending solution tailored specifically for mortgage financing needs. With advanced features and seamless automation, lenders can efficiently manage the mortgage lifecycle, delivering exceptional borrower experiences.

Learn More about Mortgage Loans

Embedded Finance

ACP Embedded Loans revolutionizes financing by facilitating rapid loan disbursements directly at the Point-of-Sale (POS), whether in-store or online. This solution empowers banks to collaborate with retailers and all external partners, transforming them into digital credit enablers and unlocking new revenue streams.

Learn More about Embedded Finance
All Segments

Solutions by Use Case

Credit Lifecycle Automation fromKYC to Servicing

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KYC & Onboarding

Automating the opening act of the credit journey: KYC, Onboarding, and Lead Management.

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Origination

Smart and flexible loan origination solution tailored to every lender's needs

Learn More
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Scoring

Unlock precision with a combination of traditional and AI-driven integrated credit scoring solution

Learn More
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Underwriting & Approval

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Limit Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collateral Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Loan Servicing

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collection & Provisioning

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Studio

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Early Warning System

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP ESG Solution

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Omnichannel

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP AI-powered Lending

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP BI & Reporting

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
All Use Cases

Why automating your lending withAxe Finance ?

Proven Expertise
High Added Value

/ A strategic focus on digital lending

/ More than 20 years of expertise in Lendtech

/ Focus on customer success

/ A global footprint

/ A disruptive innovation approach

/ 40% reinvestment in R&D

/ An ISO 27001-certified partner

/ Agile implementation strategy

/ Strong integration background

/ Enhancing customer satisfaction

/ Increasing profitability

/ Achieving cost savings

/ Improving efficiency

/ Mitigating credit risk

/ Enhancing decision-making quality

/ Reducing loan default

/ Scaling lending operations

/ Ensuring compliance

Why Axe Finance ?

In their ownwords

GHISALBERTI CLAUDE- SOCIETE GENERALE
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving...
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Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving regulatory environment...
GHISALBERTI CLAUDE- SOCIETE GENERALE
Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
DELINSCHI Petru - OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain ...
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Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain a high degree of customer satisfaction, as well as enhance our overall credit processes.
DELINSCHI Petru - OTP Bank Moldova
Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova

LendTech News & Blogs

What’s New at Axe Finance

Oct 02 2025

Protected: Advancing the Financial Landscape with Mobile Money and Digital Lending in Africa

Exploring the transformative power of mobile-first financial solutions, this article delves into the advancements and challenges faced by countries like Nigeria,...
Read More
Oct 02 2025

Protected: Evolving AI in Lending for Southeast Asia’s Financial Leaders

Across Southeast Asia, financial institutions are turning to artificial intelligence (AI) to transform lending practices. This article explores how emerging AI...
Read More
Sep 30 2025

Protected: Adhering to Lending Regulations in Southeast Asia

As financial sectors evolve, adherence to lending regulations and compliance remains a cornerstone for banks in Southeast Asia. This article explores the intricacies of...
Read More
Sep 30 2025

Protected: The Future of Financial Technology in Thailand Harnessing AI and OCR for Efficient Lending

Financial technology in Thailand and Southeast Asia is experiencing a significant transformation, propelled by advancements in artificial intelligence (AI) and optical...
Read More
Sep 26 2025

Protected: Staying Ahead in Banking: Adapting to Regulatory Capital and Digital Lending Shifts

In the dynamic world of UK finance, banks must consistently evolve with regulatory capital requirements and the advancements in digital lending. This article explores...
Read More
Sep 26 2025

Protected: Staying Ahead in Banking: Adapting to Regulatory Capital and Digital Lending Shifts

In the dynamic world of UK finance, banks must consistently evolve with regulatory capital requirements and the advancements in digital lending. This article explores...
Read More
Sep 26 2025

Protected: Implementing CRR3 and Basel III in the United Kingdom

The compliance landscape for banks is evolving with the phased implementation of CRR3 and Basel III reforms. This article provides a detailed examination of these...
Read More
Sep 25 2025

Protected: =Agentic AI in Digital Lending Software

Agentic AI is revolutionizing digital lending software by automating loan origination, improving risk assessment accuracy, and enhancing borrower experience. In the UK,...
Read More
Sep 22 2025

Protected: Harnessing API-Based Banking in the United Kingdom

The financial landscape in the United Kingdom is transforming with the rise of API-based banking. This innovative approach is shaping the way financial data is shared...
Read More
Sep 22 2025

Protected: Ensuring Credit Risk Mitigation in the UK

Financial institutions in the UK face continuous challenges in managing credit risk, which is the possibility of borrower default. This article explores the...
Read More

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