Value

An end to end platform
Value

Corporate Lending
Limits management
Collateral management
Commercial Lending
Retail lending
Collection & Provisionning

Why ACP ?

ACP, a natively integrated credit risk solution, allows lending institutions streamline the credit
process by eliminating redundant processing steps and reducing manual intervention

GAIN COMPETITIVE ADVANTAGE

ACP allows to reduce turnaround time to maintain a high degree of customer satisfaction. In addition to rapidly implementing changes to loan application and approval procedures to be more competitive. ACP allows to respond to customer requests about status of progress on an application and to alert customers about events in the loan life cycles.

OPTIMIZE PERFORMANCE

Raise transparency, flexibility and consistency in managing credit and risk by further reducing manual processes and improving internal reactivity between different departments and colleagues who can work more effectively together. Monitor and supervise credit processing by identifying bottlenecks and optimizing processes using KPI’s.

ENHANCE RISK ASSESSMENT

One single view for credit and risk management users at unit and bank levels, including limits, exposures, 12-month utilization, capital usage at individual facility level, RAROC information, etc.
More consistent and better informed decision-making and firm-wide credit process optimization based on credit applications and risk-related information

REDUCE OPERATIONAL RISK

Speed up loan application and processing without sacrificing the quality of business decision-making
Reduces operational risk related to credit processes thanks to tighter document integrity and reduced data loss from excess paperwork.

ENSURE COMPLIANCE WITH REGULATION

ACP ensures full adherence with bank lending policies and processes as well as compliance with local and international (Basel II and III, IFRS…) regulatory requirements in terms of controlling risk management processes as well as risk assessment and portfolio concentration limits.

Solutions
Benefits

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