Axe Credit Portal (ACP), an end-to-end modular solution for all segments
Axe Credit Portal (ACP) provided by axefinance is a highly flexible credit process automation and risk analytics software. It covers all aspects of the lending lifecycle: KYC, origination, application processing, credit scoring assessment, approval, limits & collateral management, document management, portfolio management, loss, recovery & provisioning, and credit administration.
ACP software addresses the bank’s credit automation needs for all credit types including consumer loans, retail loans, mortgage loans, commercial loans, and corporate loans.
Automating your credit risk management process through ACP helps you increase customer satisfaction, reduce costs through operational efficiency, proactively mitigate risk, and assure compliance with regulations.
Why ACP ?
GAIN COMPETITIVE ADVANTAGE
ACP allows to reduce turnaround time to maintain a high degree of customer satisfaction. In addition to rapidly implementing changes to loan application and approval procedures to be more competitive. ACP allows to respond to customer requests about status of progress on an application and to alert customers about events in the loan life cycles.
Raise transparency, flexibility and consistency in managing credit and risk by further reducing manual processes and improving internal reactivity between different departments and colleagues who can work more effectively together. Monitor and supervise credit processing by identifying bottlenecks and optimizing processes using KPI’s.
ENHANCE RISK ASSESSMENT
One single view for credit and risk management users at unit and bank levels, including limits, exposures, 12-month utilization, capital usage at individual facility level, RAROC information, etc. More consistent and better-informed decision-making and firm-wide credit process optimization based on credit applications and risk-related information
REDUCE OPERATIONAL RISK
Speed up loan application and processing without sacrificing the quality of business decision-making
Reduces operational risk related to credit processes thanks to tighter document integrity and reduced data loss from excess paperwork.
ENSURE COMPLIANCE WITH REGULATION
ACP ensures full adherence with bank lending policies and processes as well as compliance with local and international (Basel II and III, IFRS…) regulatory requirements in terms of controlling risk management processes as well as risk assessment and portfolio concentration limits.
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